Fourth Born

Fourth Born

Fourth Born is a marketing consultancy that offers practical, problem-solving, no-nonsense advice and support. Putting the fun back into business with achievable and actionable marketing and communication strategies for owners and directors of SME businesses. Giving...
I’m commuting by bus to save a house deposit

I’m commuting by bus to save a house deposit

Last year Natalie Davis, 23, switched to commuting to work by bus to save money to help get on the property ladder. Since making the switch she is on track to make savings of around £500 per year. Natalie is a Teaching and Services Technician at the University of...
Seek help to avoid the wealth tax trap

Seek help to avoid the wealth tax trap

New HMRC figures show families have paid £1.1bn in tax in the last two months with soaring house prices and inflation making more and more estates liable for IHT. The problem has been heightened by the nil rate threshold having been frozen at £325,000 since 2009, with...
Is the ‘Great British Resignation’ slowing?

Is the ‘Great British Resignation’ slowing?

By Catherine Buckley, B4 Associate Editor Bloomberg reported in May that 20 per cent of UK workers, or almost a fifth, have said they expect to leave their current job for a new employer within the next year, as they search for better pay and job satisfaction levels....